Buyers
For all your Sedona Real Estate needs call us Toll Free 866-340-6013, cell 928-300-0849 or e-mail us.
Buying Sedona Real Estate?
We are experts in buying Sedona real estate. Here are some ideas to keep in mind before you shop for homes or property in Sedona! For more buyer tips check out this page.
Be a smart consumer. Learn the financing basics of buying Sedona real estate. Know how to shop for a home loan that's right for you.
Get pre-approved. This takes very little time and lets you know the price range that fits your lifestyle. This is more detailed than a simple mortgage calculator. You will need to contact a lender for an indepth analysis on your credit, dept and income. They will provide you with a letter to present to sellers with an offer proving you can afford the home.
Keep your debt load to a minimum. Don't make major purchases or incur any additional debt until after your purchase. Pay down credit cards and don't apply for new ones. Remember, financial institutions evaluate your financial situation on your gross monthly income. Your total monthly house costs should not exceed 28 percent of your gross monthly income. Learn the surprises for first time home buyers.
Have instant access to your agent. Instant communication can mean the difference in purchasing the property of your choice. We provide our clients with several methods of contacting us. Whether you prefer email, phone or in person, we can provide you with the service you need when buying your Sedona real estate. Do you know the difference between a listing agent and a buyers agent?
Before you buy: Check out information on Buyer Advisory from the Arizona Department of Real Estate.
Submit a strong competitive offer. We can help put together a solid offer and recommend the right earnest money, contingencies and so forth.
Include a substantial earnest money deposit. Sometimes offers are accepted based on the amount of the deposit. A good rule of thumb is 1-3% of the listing price.
Try to minimize the number of contingencies. Fewer contingencies mean a stronger offer. it depends on the market though. In this market, buyers may have more leverage than in a seller's market. Learn more about relocating here.
Hire an inspector. A professional building inspector or appraiser will make sure the house of your choice is in satisfactory condition. Regarless of whether or not you are planning on having the seller fix anything, it's a great way to learn about your new home.
Make sure you know what stays or goes.
Your contract should be very specific about which items (appliances, etc) are included in the sale. Curtains for one, usually stay but very little people actually know that.
Get agreements in writing. Make certain verbal agreements are written into the final contract to avoid any stressful and expensive issues later. We can make sure your Sedona real estate is everything you hoped it would be by making sure clear and concise instructions are carried out from escrow to closing.
Reduced rates of interest, lower monthly payments, offloading debt accounts are just few of the debt solutions offered. In addition to the above, one may also lead a debt free life. So read on.
Read About Sedona in Destination America Magazine - Destination America is an online feature destination travel magazine.
John@LimotteRealtor.com
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